Q&A: Does My Business Insurance Cover Losses Due To COVID-19?


“Hi Roller. I am a business owner and have experienced a huge loss in business and earnings due to COVID-19.  Does my Florida insurance policy cover these losses?”

Brian Roller: Thank you for your question. This is a very important topic that has affected so many people. Most businesses’ insurance policies do in fact include coverage for property damage and lost profits resulting from damage.  

Understanding business interruption and losses and how the policy clause relates to COVID-19 is difficult.  We would need to carefully review your insurance policy to see if your policy provides coverage. 

Normally insurance claims are filed when there is “direct physical loss or damage.”  Because the country only experiences this kind of business interruption once every century or so, the laws are quickly changing and evolving.   We understand that your business most likely does not have the type of insurance coverage for pandemics, but that doesn’t necessarily rule out a claim.

If you have questions regarding your current business insurance policy, please don’t delay in contacting our legal team. We know how to evaluate whether or not your current business policy may provide coverage for CoronaVirus related losses. 

Make a claim today … isn’t that’s why you bought insurance? The call is free, as is the claim review and consultation. There are no costs to you for our representation and we only get paid if you get paid.

Call 1-888-HI-ROLLER (888-447-6533)

What Client Says About Us

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My case was recently settled this holiday season with attorney Brian Roller. All I can is wow they are such an amazing and attentive firm. I had the pleasure of having Luz and Margaret as the assistants on the case and they were absolutely efficient. They were always available and answered all my questions in a timely manner. I received a more than great settlement and couldn’t be anymore thankful than to have had them represent me on my auto case. Would definitely use them again and million times after that if needed.

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